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Financing

Financing

Special Financing Options
6 months special financing on purchases of $99 or more. Enjoy No Payments and No Interest if paid in full in 6 months on Bill Me Later purchases of $99 or more.  Simply choose Bill Me Later when you check out with PayPal.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.

Avoid interest charges.
We'll send you reminders to let you know when your statement is available online and when payments are due.
You can also view your account information online at any time to stay on top of purchases and make payments.
Pay the amount financed for this purchase in full by the promotion expiration date on your statement.
Take advantage of promotional financing on multiple purchases up to your available credit line. We'll help you keep track of when each promotional balance is due.Your money. Your choice.
If you'd like to take more time to pay, interest will accumulate at an Annual Percentage Rate (APR) of 19.99% starting from the date of this purchase.
If the balance is not paid in full, the accumulated or "deferred" interest will be added to your account balance when the promotional period for this purchase expires.
Deferred interest amounts and expiration dates are available on your statement and online at any time – so you can stay informed along the way.

If approved, WebBank will extend credit to you for the amount financed to pay for your purchase. WebBank will also pay the merchant on your behalf for the purchase.


How to Pay With Bill Me Later

[Step 1]Choose Bill Me Later, a PayPal service in checkout.

[Step 2]Answer two quick questions, then accept the terms.

[Step 3]Look for your Bill Me Later statement via email.


Learn More About Bill Me Later FAQs

What is BillMeLater?

Additional Information:

How Does BillMeLater Work With PayPal?

  • Check out with PayPal and then choose Bill Me Later.
  • Answer 2 quick questions and accept the terms.
  • Look for your Bill Me Later statement via email.

How Do I Sign Up For BillMeLater?

Just select Bill Me Later as your payment choice during checkout. When shopping on eBay, look for it below PayPal on the Choose Payment Method page. You'll give your Date of Birth and the last 4 digits of your Social Security number, accept the terms, and you're done. Approval takes only seconds.

How Do I Pay My BillMeLater Bill?

You will receive monthly statements and can choose to pay in full or over time (interest charges apply). For your convenience, you can pay your bill on BillMeLater.com. Plus, if you use Bill Me Later through PayPal, you can also view your purchases and pay your bill on PayPal.com. Even though your purchases appear in both places, you will only be charged once.

Are BillMeLater and PayPal The Same Company?

Bill Me Later was acquired by PayPal in November 2008. Both Bill Me Later and PayPal are committed to providing customers with the fastest, most convenient buying experience online.

How Does The No Payments + No Interest If Paid In Full In 6 Months Offer Work?

Make no payments for 6 months. You will receive monthly statements and can make payments at any time. As long as you pay in full by the promotion expiration date, you will not be billed Interest. If you do not pay in full, Interest will be billed from the date of purchase.

Is There An Annual Fee To Use BillMeLater?

No. There is no annual fee for using Bill Me Later.

What Is The Annual Percentage Rate?

The Annual Percentage Rate is 19.99%. The Minimum Interest Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and not incur interest charges.

If I Pay Late Will There Be A Fee?

Bill Me Later will charge a late fee for each month a minimum payment is not paid in full by the payment due date on your statement. The amount of the late fee will be the amount of the missed payment, up to $25, the first time you are late. If you're late again, the late fee will be up to $35.

Does BillMeLater Protect Me From Liability For Unauthorized Charges?

Yes, Bill Me Later provides "zero fraud liability" protection; the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. And your identity is validated with top-of-mind information such as Date of Birth and the last four digits of your Social Security number. This means there is no account number that can be lost or stolen.

What Does -Subject To Credit Approval- Mean?

Bill Me Later is a credit account that you can use to make purchases. WebBank will review and consider your credit report and other credit related information prior to opening your account and establishing your buying power. Creditworthiness is determined by WebBank. This process happens in a matter of seconds as part of the Bill Me Later checkout process. Once you are a Bill Me Later customer, you can rely on your buying power to make purchases. If you make a purchase that would cause your outstanding balance to go above your buying power, we will review your credit history and history with Bill Me Later to instantly determine whether to increase your buying power.

Do You Check My Credit Report Every Time I Make A Purchase?

No, we pull a credit report on your first purchase and occasionally when you ask us to increase your buying power. We do periodically get updates to this report but these updates have no impact on your credit score. We review your account quarterly. If for any reason we reduce your buying power, we will notify you in writing of the reason.